How Long Will My Savings Last? Free Calculator
How Long Can My Savings Last calculator showing savings runway, chart, and monthly expenses
How long can my savings last?
Your savings last
—
Your numbers
$
Monthly spending
Added up from your expenses below. Edit them ↓
$
Unemployment benefits, side work, pension, child support. Leave at 0 if none.Your monthly expenses
Type what you pay each month. Your total fills in automatically at the bottom and at the top of the app.
Tap Must pay or Can pause to sort each bill. Pausable costs are things like eating out or subscriptions you could stop for a while.
Must pay
Can pause
Total
Severance and payouts
Money you got or will get from your last job. It's added to your savings after tax.
$
$
$
Bonus owed, final paycheck, buyout incentive.
US employers usually withhold 22% federal on lump sums, plus state tax and 7.65% Social Security and Medicare. Around 30–35% is common.
Ways to stretch it
An estimate, not financial or tax advice. Growth and price rises are applied monthly and assumed steady.
